Protection & Risk Management

Protect the People and Future That Matter Most

Building wealth is only one part of a sound financial strategy. Protecting your income, your family and your financial future is equally important.

Life is unpredictable, but the right protection strategy can help ensure that unexpected events don't compromise the financial security you've worked so hard to build.

Winona helps individuals, families and business owners put the right long-term protection in place, giving them confidence that whatever life brings, their loved ones and financial goals remain protected.

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Why Protection Matters

Many people insure their cars and homes but overlook their most valuable asset—their ability to earn an income.

An unexpected illness, disability or loss of life can place enormous financial pressure on those left behind.

A carefully planned protection strategy provides financial security when it's needed most, allowing your family to focus on what truly matters.

Protection isn't about expecting the worst—it's about being prepared for life's uncertainties.

Our Protection & Risk Management Solutions

Life Cover / Death Cover & Funeral Cover

Provide financial security for your loved ones should the unexpected happen. Life cover can help settle debt, ease Estate Duty costs, replace lost income and ensure your family's financial future remains secure.

Your Funeral Cover takes care of all funeral arrangements, and this is less financial strain on your loved ones left behind.

Disability Cover

Your earning ability is one of your greatest financial assets. Disability cover provides financial support if illness or injury prevents you from working, helping you maintain your lifestyle and meet your financial commitments.

Dread Disease Cover

A serious illness can have both emotional and financial consequences.

Dread disease cover provides a lump sum benefit to help cover medical expenses, lifestyle adjustments and other costs associated with critical illnesses.

Income Protection

Your monthly income supports your lifestyle, your family and your future goals. Income protection provides a regular income should illness or injury prevent you from earning an income.

Retrenchment Income Protection

Unexpected job loss can create financial uncertainty. Retrenchment Income protection helps provide temporary financial support while you focus on finding new employment.

Funeral Cover

Funeral cover helps ease the immediate financial burden placed on families during difficult times, ensuring loved ones can focus on supporting one another rather than worrying about expenses.
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Personalised Protection That Fits Your Life

No two people have the same financial responsibilities, which is why there is no one-size-fits-all approach to protection.
Winona takes the time to understand your:

  • Financial commitments
  • Family responsibilities
  • Income and lifestyle
  • Existing cover
  • Future goals
  • Long-term financial plan
    She then develops a protection strategy that complements your overall financial plan, ensuring you have the right cover for your unique circumstances—without paying for unnecessary benefits.

Over 20 Years of Industry Experience

Why Choose Winona Thompson?

With over 20 years of experience in financial planning, Winona believes that protection should form the foundation of every financial strategy. Her advice is always personalised, transparent and focused on helping clients make informed decisions with confidence.

As a Qualified Financial Advisor with a Postgraduate Diploma in Financial Planning Law (NQF8), she provides professional guidance that puts your long-term financial wellbeing first.

Frequently asked questions

How much life cover do I need?

The amount of cover depends on your income, debt, financial obligations and the needs of your dependants. Winona will assess your circumstances and recommend a level of cover that aligns with your financial goals.
Why is income protection important?

Your ability to earn an income is one of your greatest assets. Income protection helps ensure that your financial commitments can still be met if illness or injury prevents you from working.
How often should my protection plan be reviewed?

Your protection needs change throughout life. It's advisable to review your cover annually or after major life events such as marriage, the birth of a child, purchasing a home or changing employment.

Protect Your Financial Future

A strong financial plan includes preparing for life's uncertainties.

Book a consultation with Winona Thompson to review your current protection strategy and ensure you, your family and your financial future are protected for years to come.

 Request an Consultation